Home Owner

Myths about Mortgage Brokers

The top 3 myths about Mortgage Brokers that are costing homeowners

By Melanie Brennan / January 18, 2024

There are many myths about Mortgage Brokers circulating in the community. This doesn’t help with the navigation of Home Loans – because it can already seem pretty overwhelming.     If you get it wrong, with your home loan, you can end up spending too much on interest rates and fees, have a product that doesn’t…

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Top 3 mistakes homeowners make when trying to reduce home loan repayments

By Melanie Brennan / October 4, 2023

Trying to reduce your home loan repayments can feel overwhelming.  Getting it wrong can cost you and your family significant amounts of dead money that continues to add pressure to the household budget. Get it right can relief pressure on your household budget, with savings that you can redirect to other household expenses – or…

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fixed interest ending? mortgage increasing?

Fixed interest ending? Repayments increasing? Selling might not be your best option!

By Melanie Brennan / December 19, 2022

With rates rising as fast as they have been home owners and investors who took out their loans on fixed rates are gearing up to feel the squeeze with fixed interest rates ending and mortgage increasing.  Is your fixed interest ending? Is your mortgage increasing? Many are even planning to sell – with a fear…

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refinance your home for a lower interest rate

Should you refinance your home for a lower interest rate?

By Melanie Brennan / December 5, 2022

Have you been wondering if you should refinance your home for a lower interest rate? Many of my clients have been asking this.  With mortgage interest rates going through the roof, there is a lot of financial pain in many households.  Are you one of them?  Have you wondered what your options are?  My belief…

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you don't need a bridging loan

You don’t need a bridging loan to get into your next property!

By Melanie Brennan / July 2, 2022

A common misconception is that you need a bridging loan to get into a new property.  When homeowners believe that this is their only option, at best – they get lucky with a good deal on the bridging loan interest rate.  And at worst – They can end up paying far more overall, with the…

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Managing a mortgage during high financial stress

By Melanie Brennan / June 21, 2022

In 2019, while running my Social Media Business, BlueBee Social, I went through a period of high stress and had to make some big changes. Running a small business is a tough gig.  You need to wear many hats – managing human resources, marketing, sales, production, delivery, accounting, tax, client liaison and strategy.  I got…

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Dealing with illness when you have a mortgage

By Melanie Brennan / May 20, 2022

Being a homeowner is a very rewarding experience, but sometimes it can be super stressful when your financial situation suddenly changes or is threatened.  I’ve experienced this first hand when I suffered with Chronic Fatigue in 2009, not long after I’d bought my first home. I’d had Ross River Virus the previous year and I…

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