First Home Buyer

deposit money for first home

How much deposit money do I need for my first home?

By Melanie Brennan / January 7, 2023

How much deposit money will you need to buy your first home?  Of course, this depends on the purchase price of the property, but it also depends on a few other things. I’ll walk you through them. Yes, tricky to work out – well not complex, just a bit of research.  If you don’t have…

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Keeping your credit report squeaky clean

By Melanie Brennan / August 5, 2022

Keeping your credit report squeaky clean means you should have a good credit score. When you have a good credit score you fit into more lenders’ policies. If you have a lower credit score, less lenders are willing to lend to you.  Unfortunately, this also means the number of products that you have to choose…

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Pre-Approvals that are reliable and powerful

By Melanie Brennan / April 5, 2022

In a buyers’ market, Home Loan Pre-Approvals are less important, but in a ‘sellers’ market’, the right Pre-Approval is essential.  Not all Pre-approvals are reliable.  To give you the best chance of having your offer accepted when negotiating to purchase property, you will need a Fully Assessed Pre-Approval.  Why Do Pre-Approvals Need To Be Fully…

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